Loans & Mortgages
Personal Lines of Credit
- Fixed and floating rates available.
- Available option to pay interest only
For more information or to arrange an appointment, contact
Jessica Ball (678)569-4258
jessica.ball@highlandcommercialbank.com
Or email customer.service@highlandcommercialbank.com
Installment Loans
- Use to purchase cars, boats, RV’s, bill consolidation, whatever you may need.
- Flexible rates and terms
- Secured and unsecured loans available
Credit Cards
- Credit card options available to meet your particular needs.
Fixed Rate Mortgage
- Rate is fixed for the entire term of the loan
- Terms of ten, fifteen, twenty, thirty or forty years available
- Point options available to reduce rate
- Available as a Jumbo Mortgage for loan amounts of $417,000 or more
Adjustable Rate Mortgage
- Rate is fixed for a specific period and then adjusts annually thereafter
- Initial fixed rate periods of one, three, five or seven years available
- After initial fixed rate period, rate can adjust up or down
- Thirty or forty year amortizations available
- Available as a Jumbo Mortgage for loans of $417,000 or more
Home Equity Lines of Credit
- Attractive rates and no closing costs
- Revolving line of credit allows the flexibility of drawing and repaying principal amounts during the initial draw period
- Interest is only paid on the outstanding principal balance (interest paid may be tax deductible, please consult your tax advisor)
- Flexible repayment options include interest-only payments during the initial draw period; additional principal payments may be made anytime
Home Equity Loans
- Choose a term from 3 to 15 years
- Possible tax deductible interest payments (See your tax advisor)
- Fixed rate for the term of the loan.
Interest Only Home Equity Loan
- Choose to pay only the interest each month
- Choose a term from 3 to 15 years
- No application fee, no closing costs
- Use it for any financial need! Consolidate your debt, buy a new car, fix up the house, or finance a college education
Construction and Lot Loans
- Interest Only during the construction period.
- Lot and Land loans available for future construction.
- Partner with our mortgage department for flexible rates and terms after construction.
- Customized to fit your individual project and goals.
