Highland Commercial Bank is pleased to join Hamilton State Bank. We will continue to be your community bank staffed with your neighbors and friends, who are committed to providing you with quality, professional, hometown service. In the coming weeks you will hear more about new products and services we will be able to offer.

Contact Us

Have questions?

Email Customer Service

Marietta Office

3411 Ernest Barrett Parkway
Marietta, GA 30064
678-569-4250 PHONE
678-569-4275 FAX
Drive-thru hours:
8:30 to 5:00 Mon - Fri
Lobby hours:
9:00 to 4:00 Mon - Fri

Smyrna Office:

1298 Concord Road
Smyrna, GA 30080
770-333-0772 PHONE
678-564-0270 FAX
Drive-thru hours:
8:30 to 5:00 Mon - Fri
Lobby hours:
9:00 to 4:00 Mon - Fri

In the News


Hamilton State Bancshares, Inc. Announces Merger with
Highland Financial Services, Inc.


Hoschton, GA (May 15, 2015) – Hamilton State Bancshares, Inc. (“Hamilton”) announced today it has entered into a definitive merger agreement with Highland Financial Services, Inc. (“Highland”) after receiving unanimous approval from the Boards of Directors of each company. The combined subsidiary banks will operate under the name Hamilton State Bank.


“I have known and respected Jim Powell for over 25 years, and I am pleased to have the opportunity to work with him,” said Bob Oliver, Chairman and Chief Executive Officer of Hamilton. “Highland has a proud history of community and customer service. We share a similar culture and are excited about this opportunity to expand into Marietta and Smyrna,” Mr. Oliver continued. “Both banks will work closely together to ensure that the transition will be as smooth as possible for all of our customers and employees. Lending decisions will continue to be made locally, just as they always have been.”


Highland is headquartered in Marietta, Georgia, with approximately $130 million in total assets and approximately $110 million in deposits. Highland also has a branch location in Smyrna, Georgia.


“Our Board of Directors went through an organized and thorough process to find the best organization in the Atlanta market to partner with and we believe that Hamilton is the best fit for both our customers and our employees,” said Jim Powell, Chairman and Chief Executive Officer of Highland. “Under Bob Oliver’s leadership, Hamilton has developed an extensive suite of banking products and services, has built a strong network of service locations and has amassed a very strong capital base to support large lending relationships. I am excited about the opportunities that Hamilton provides.”


Pending receipt of all necessary regulatory and Highland shareholder approvals, the transaction is expected to be completed in the fourth quarter of 2015. Total assets of the combined bank are expected to be over $1.8 billion, with over $1.1 billion and over $1.4 billion in expected loans and deposits, respectively.


With the addition of Highland, Hamilton will operate 28 branches throughout North Georgia. Hamilton State Bank is a full-service bank offering a variety of services to its customers from its offices in Barrow, Bartow, Butts, Cobb, Douglas, Hall, Henry, Forsyth, Jasper, Jackson and Paulding counties in Georgia. To learn more about Hamilton State Bank visit www.hamiltonstatebank.com.


Sandler O'Neill + Partners, L.P. served as financial advisor to Hamilton, and Alston & Bird LLP served as Hamilton's legal advisor. Banks Street Partners, LLC served as financial advisor to Highland, and Troutman Sanders LLP served as Highland's legal advisor.

For more information, contact:


Bob Oliver                                    

Chief Executive Officer              

Hamilton State Bank                            



Jeff Powell

Chief Financial Officer

Hamilton State Bank



Jim Powell                                    

Chief Executive Officer               

Highland Commercial Bank                 


Jeff Butler
Public Relations Account Executive
Morton Vardeman & Carlson


Independent Banker Magazine featured our own Mark Hulbert in their March issue.  Please go to http://independentbanker.org/2015/03/15-minutes-with-mark-hulbert/ to read the full article.

-March 18, 2015

Highland Commercial Bank Announces Promotion – Daniel Stout

James H. Powell, Chairman and CEO of Highland Commercial Bank announced that the Board of Directors has promoted Daniel L. Stout to the position of Group Vice President in the bank’s business lending department.  Mr. Stout began his career with Highland Commercial Bank in 2009 but left the bank to serve the people of Paulding County as a State Representative (2010 to 2011).  Mr. Stout returned to Highland Commercial Bank in 2012 as a commercial lender.  In addition to his relationship management and business development responsibilities, Mr. Stout has led the bank’s efforts in the resolution of special assets resulting from the nation’s recession.

Mr. Stout is a graduate of Kennesaw State University (2006), with a Bachelor of Arts (BA) degree in Business Administration/Marketing.  In 2015, Mr. Stout will complete his final year of the three year, Georgia Bankers Association Banking School at the University of Georgia.  Mr. Stout is a native of Niceville, Florida and lived briefly in Lafayette, Louisiana.  He and his family live in Dallas where he is an active member of Grace Covenant Presbyterian Church.  He also serves as Treasurer of Marietta Metro Rotary Club. 

“We are pleased to recognize Daniel Stout for his contributions to Highland Commercial Bank,” commented Mr. Powell.  “The Board of Directors wished to acknowledge his leadership skills and professional drive that serve to make him a valuable asset to our customers and to the bank.  The sincerity with which he serves in civic, community and church organizations adds to the quality of life in our community.”

-January 6, 2015

Highland Commercial Bank Celebrates Ten Year Anniversary


Highland Commercial Bank celebrated ten (10) years of providing community banking services in the Cobb County and nearby areas.  In a letter from the Independent Community Bankers of America (ICBA), CEO Camden Fine said, “Community Bankers such as Highland Commercial Bank are relationship bankers that are passionately committed to serving the needs of their local customers and communities.  Banks like Highland drive economic stability and prosperity on ‘Main Street’ and make their communities better places to work, live and prosper.”    


At a luncheon for employees and the Board of Directors celebrating the ten year anniversary, Highland Commercial Bank CEO James Powell commented, “The business of banking, especially for small banks in the Metro Atlanta market is markedly different from just ten years ago.  The adverse impact of the recession has been a major impediment but technology and the new expectations it brings have changed how we do business. Our mission, however, has remained the same, we help people be successful.”


Mr. Powell also remarked that the bank has added staff to support the lending area of the bank, particularly in the area of government guaranteed loan programs which allow the bank to leverage its capital and offer more amenable terms to borrowers.  The bank is re-branding and enhancing its personal and business accounts in 2014 featuring more electronic access and more convenience for customers.

Highland Commerical Bank is Raising Funds for the American Heart Association!

Highland Commercial Bank has committed to participating in the American Heart Association's Northwest GA's Heart Walk on Saturday, October 25, 2014.  Because heart disease is the number one killer of all Americans, and affects the lives of so many of us, our family, and our friends, we have made this a priority. 

Please help us raise funds for the American Heart Association by donating today!  Click here to donate!

-August 22, 2014




Highland Commercial Bank Issues Ice Bucket Challenge

to all Georgia Community Banks


Highland Commercial Bank is celebrating ten (10) years of serving Cobb County.  To kick-off their year-long celebration, the officers and staff have accepted the “Ice Bucket Challenge” and “called out” all other community banks in Georgia, the Georgia Bankers Association and the Community Bankers Association, to join the fight against Amyotrophic Lateral Sclerosis (ALS), also known as Lou Gehrig’s Disease, by participating in this fun and impacting challenge. 


“Community Banks are the backbone of our local economies.  Helping small businesses grow and helping folks achieve their financial dreams is what we are all about,” explained James Powell, Highland Commercial Bank’s Chairman and CEO.  “The Ice Bucket Challenge has already raised more than $31 million dollars to fight ALS and we are proud to be a part of the challenge”.

For more information about the disease, visit www.alsa.org.

To view the Marietta Office's video, click here.  To view the Smyrna Office's video, click here.
-August 22, 2014

Highland Commercial Bank Welcomes Mark Hulbert, Management Trainee


Mr. James H. Powell, Chairman and CEO of Highland Commercial Bank,  announces that Mark Hulbert has recently joined the bank and after a training period, will join the Business Lending area of the bank.   


Mr. Hulbert is a Georgia native, having grown up in Perry, Georgia where he graduated from Westfield High School. Mr. Hulbert is a graduate of the University of Georgia with a Bachelors degree in Family and Consumer Sciences. He has completed post graduate Masters Degrees from Beeson Divinity School in Birmingham, Alabama and Asbury Theological Seminary in Wilmore, Kentucky.


“We are pleased to have Mr. Hulbert join our staff at Highland” said Mr. Powell. “His family has been in banking in middle Georgia for many years and we are impressed with his poise, maturity and communication skills.”

-July 22, 2014




The Community Bankers Association (CBA) of Georgia’s Leadership Division named Russell H. “Rusty” Powell, Group Vice President, Highland Commercial Bank, Marietta, as Chair of the Leadership Division for the 2014-2015 year at the 36th Annual Leadership Division Convention and Mini-Trade Show held recently at Amelia Island, Florida.


Mr. Powell is a life-long resident of Cobb County graduating from Marietta High School 1991 and graduating from the University of Georgia in 1996.  Mr. Powell was employed as Circulation Manager for the Marietta Daily Journal for more than ten years.  He joined Highland Commercial Bank in 2005 and is a commercial lender.  Mr. Powell has been active in the leadership of the Community Bankers Association (CBA) of Georgia since 2007.  He is also a graduate (2011) of the three year School of Banking program at the University of Georgia.


“We are proud of the accomplishments that Rusty has achieved in his career with Highland Commercial Bank, and are pleased that he will be leading this important community banking organization,” said Greg Griggs, President of Highland Commercial Bank.  “The Community Bankers Leadership Division strives to ensure the future of Georgia’s banking industry through furthering professional education, promoting financial literacy in our schools, advocating for responsible legislation and regulatory processes, and serving the local communities of the member banks.”


Mr. Powell noted that an annual event for this group is raising funds to support Children’s Healthcare in their mission of student nursing programs, childhood cancer research, school health, and other children-focused programs. “Our group raised over $41,500 this year,” he said, “bringing total contributions to Children’s Healthcare to over $400,000 since 1989.  I am proud of this accomplishment and all the work that our group does to preserve and strengthen community banking.  We have plans for expanding our service and outreach in the coming year and are pleased to foster the strength and the impact of community banking.”

-July 8, 2014


Equal Housing Lender