Personal Checking Accounts
Scot Free Checking Account
- $100 minimum deposit to open.
- No monthly maintenance fee.
- No minimum balance requirement.
- Unlimited check writing.
- Free online banking and bill payment.
- Unlimited access to Highland Commercial Bank ATMs.
- No Highland Commercial Bank ATM fee at any ATM location.*
- Up to $10 refund in foreign ATM fees each month.**
Interest Checking Account
- $100 minimum deposit to open.
- Interest based on current market conditions.
- Interest credited monthly.
- $10 per month if average daily balance falls below $1,500.
- Unlimited check writing.
- Free online banking and bill payment.
- No monthly fee for ATM/debit card use.
- Unlimited access to Highland Commercial Bank ATMs.
- No Highland Commercial Bank ATM fee at any ATM location.*
- Up to $10 refund in foreign ATM fees each month.**
Castle Platinum N.O.W. Account
- $100 minimum deposit to open
- $10 monthly maintenance fee if $1,000 average daily balance is not met.
- Maintenance fee may be avoided by maintaining a combined average daily balance of $10,000 or more in checking, savings, certificates of deposit and/or Individual Retirement Account; or $10,000 or more in combined balances in our Executive Line of Credit or Home Equity Line of Credit.
- Interest based on market conditions. Above market interest paid on balances of $50,000 or more.
- Interest accrued daily, credited monthly.
- Unlimited check writing.
- Free online banking and bill payment.
- No monthly fee for ATM/debit card use.
- Unlimited access to Highland Commercial Bank ATMs.
- No Highland Commercial Bank ATM fee at any ATM location.*
- Up to $10 refund in foreign ATM fees each month.**
50+ Gold Checking Account
- Designed for age 50 and up.
- $100 minimum deposit to open.
- No minimum balance requirement.
- No minimum balance requirement to earn interest.
- Interest is based on current market conditions.
- Interest accrued daily, credited monthly.
- No monthly service fee.
- No fee for standard wallet style checks, up to two boxes per calendar year.***
- Unlimited check writing.
- No charge for online banking.
- No-fee Traveler’s Cheques
- No-fee Official checks****
- No monthly fee for ATM/Debit Card use.
- Unlimited access to Highland Commercial Bank ATMs.
- No Highland Commercial Bank ATM fee at any ATM location.*
- Up to $10 refund in foreign ATM fees each month.**
- Discounted Safe Deposit Box
- Interest based on current market conditions.
*ATM owners may charge a usage fee.
**Customer must contact Bank to request refund. Highland Commercial Bank reserves the right to change this offer at any time.
***Standard wallet or bank specified checks only.
****This offer may be changed at any time, without notice.
ATM Card
- Instant issue at the bank which provides 24 hour access to your account.
Debit Cards
- May be used anywhere Master Card is accepted, also has 24 hour ATM access
