Personal Savings Accounts
Wee Scot Savings
- $100 is required to open this account
- Designed for customers age 18 or less
- No minimum balance requirement
- No monthly service charge
- Interest is credited monthly (ask one of our representatives for current rates)
- Some withdrawal restrictions apply. * A $1 per item excess withdrawal fee will be assessed if withdrawal limit is exceeded.
Regular Savings
- $100 is required to open this account
- $5 monthly service charge if average daily balance falls below $250
- Interest is credited monthly (ask one of our representatives for current rates)
- Some withdrawal restrictions apply. * A $1 per item excess withdrawal fee will be assessed if withdrawal limit is exceeded
- May be linked to your Highland Commercial Bank checking account to be used as overdraft protection. Withdrawal restrictions will apply*
Personal Money Market Account
- $100 is required to open
- $12 monthly service charge if average daily balance falls below $2,500
- Tiered interest rates. Interest is credited monthly (ask one of our representatives for current rates)
- Some withdrawal restrictions apply. * A $5 per item excess withdrawal fee will be assessed if withdrawal limit is exceeded
- Monthly statements
*Transfers from a Savings or Money Market account to another account or to third parties by preauthorized, automatic, computer, or telephone transfers or by check, draft or debit card are limited to six (6) per statement cycle. Unlimited in person withdrawals are allowed.


