Highland Commercial Bank is a privately held independent community bank staffed with your neighbors and friends, who are committed to providing you with quality, professional, hometown service. We are proud of the communities we serve and are committed to supporting and being involved with them. You can rely on Highland Commercial Bank to handle your financial needs today and in the future.

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Marietta Office

3411 Ernest Barrett Parkway
Marietta, GA 30064
678-569-4250 PHONE
678-569-4275 FAX
Drive-thru hours:
8:30 to 5:00 Mon - Fri
Lobby hours:
9:00 to 4:00 Mon - Fri

Smyrna Office:

1298 Concord Road
Smyrna, GA 30080
770-333-0772 PHONE
678-564-0270 FAX
Drive-thru hours:
8:30 to 5:00 Mon - Fri
Lobby hours:
9:00 to 4:00 Mon - Fri

Rates

Effective: April 7, 2014 CD / IRA Rate Sheet(3)

Term

Minimum
Balance

Interest
Rate

APY(1)

Compounding
Method

182 Day

$500.00

0.10%

0.10%

Monthly

12 Month

$500.00

0.45%

0.45%

Monthly

18 Month

$500.00

0.50%

0.50%

Monthly

24 Month

$500.00

0.50%

0.50%

Monthly

30 Month

$500.00

0.50%

0.50%

Monthly

36 Month

$500.00

0.60%

0.60%

Monthly

48 Month

$500.00

0.65%

0.65%

Monthly

60 Month

$500.00

0.85%

0.85%

Monthly


 

Personal Rate Sheet(1)(2)

Account

Daily
Minimum

Interest Rate

APY(1)

Compounding
Method

Interest
Checking

$5,000 or more
$1,500 - $4,999
$0 to $1,499

0.05%
0.05%
0.05%

0.05%
0.05%0.05%

Monthly
Monthly
Monthly

50 Plus Gold

$5,000 or more
$1,500 - $4,999
$0 - $1,499

0.05%
0.05%
0.05%

0.05%
0.05%
0.05%

Monthly
Monthly
Monthly

Money
Market
Account

$100,000 or more
$50,000 - $99,999$10,000 - $49,999
$0 - $9,999

0.40%
0.25%
0.10%0.05%

0.40%
0.25%
0.10%0.05%

Monthly
Monthly

Monthly
Monthly

Wee Scot

$0 - more

0.15%

0.15%

Monthly

Regular Savings

$0 - more

0.15%

0.15%

Monthly


 

Business Rate Sheet(1)(2)

Account

Daily
Minimum

Interest

Rate

APY(1)

Compounding
Method

Business
Checking
with Interest

$15,000 or more
$5,000—$14,999
$0 to $4,999

0.05%
0.05%
0.05%

0.05%
0.05%
0.05%

Monthly
Monthly
Monthly

Money
Market

Account

$100,000 or more
$50,000—$99,999
$10,000—$49,999
$0—$9,999

0.40%
0.25%
0.10%0.05%

0.40%
0.25%
0.10%0.05%

Monthly
Monthly
Monthly
Monthly

Business
Savings

$0—more

0.15%

0.15%

Monthly

 

(1) APY = Annual Percentage Yield and assumes minimum required balance maintained for a period of one year.
(2) Rates may change after account is opened.
(3) Annual Percentage Yield assumes minimum balance maintained for full Certificate of Deposit term, interest is capitalized (added back) and deposit is renewed at the existing rate for additional periods up to one year. A penalty may be imposed for early withdrawal.

*Annual Percentage Yields are accurate as of the effective date listed.
*Fees could reduce the earnings on the account.

 

***SUBJECT TO CHANGE WITHOUT NOTICE***

FDIC

Equal Housing Lender